Line baking sheet with parchment; arrange half the Ritz crackers face down.
Microwave caramel bits and peanut butter in 30-second intervals until smooth.
Spoon 1 tsp caramel mixture onto each cracker; top with a second cracker and press gently.
Melt chocolate chips in a clean bowl using 30-second intervals.
Dip each sandwich into melted chocolate using two forks; let excess drip off.
Place on parchment and add toppings while chocolate is wet.
Let set at room temp 1 hour or chill 15 minutes.
Store airtight at room temp or fridge.